At IOA, we have a passion for innovation, and few industries are experiencing the impact of innovation in quite the same way as the transportation industry. Developments in autonomous vehicle technology have created exciting possibilities and new risk exposures for pioneers in Future Mobility. To properly protect your business, you want an experienced advisor who understands future mobility as well as the unique implications for insurance and risk management.
Our expert team has been in the work of future mobility since its early stages. We understand the challenges you face and can work with you at every stage of your business from start-up to growing your pilot program to deployment. No matter the type of vehicle—delivery robots to autonomous semitrucks—we work with you to ensure regulatory compliance and program safety and risk management as well as provide access to strategic partnerships and proprietary technology solutions.
Our Focus
Autonomy and innovation
Advanced driver-assistance systems
Micromobility
Ride-hailing
Ride-sharing
Subscription basis
Shared economy
Trucking/Logistics
Levels of Automation
Level 0 – No automation
Level 1 – Driver assistance
Level 2 – Partial automation
Level 3 – Conditional automation
Level 4 – High automation
Level 5 – Full automation
Our Products
Auto
Crime
Cyber liability
Directors and officers
Errors and omissions – technology
Employee benefits
Employment practices liability
Excess/Umbrella
General liability
Inland marine (equipment stack)
International
Product liability
Usage-based insurance
Workers compensation
Types of Driver Assistance
Adaptive cruise control
Automatic braking
Automation, including camera, radar, and sensors
Blind spot detection
Front crash prevention
Lane departure warning and prevention
Rear crash prevention